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Learn what it is, how to identify it, and how to avoid it on your bank or credit. Likely refers to a specific company or entity that initiated the withdrawal. Could be the specific name. Comenity pay ii is a payment processor for some stores that offer branded credit cards. It may appear on your credit card statement when you make a payment to one of these. This site gives access to services offered by comenity capital bank, which is part of bread financial. Solutions accounts are issued by comenity capital bank. Learn about the ach comn cap apy f1 charge and why it appears on your credit card statement. First seen on july 8, 2025, last updated on october 23, 2025. “ach comn cap apy f1 charge” is a code that connotes an auto payment detected by comenity bank. However, to get a better understanding of this charge, let us break down. This site gives access to services offered by comenity bank, which is part of bread financial. Comenity® mastercard® credit card accounts are issued by comenity bank pursuant to a.